Take the 30 Day Savings Challenge and save nearly $500 in just one month. It starts with saving only $1. This works best when you have an accountability buddy so you can encourage each other. Can’t find a buddy? Hit me up. I’ll join you!

To get out of debt faster, it helps if you know what you owe. This free tool helps you to get a baseline of your total debt picture and then track progress as you work to pay it down. You can even forecast to see when you’ll have debt paid off and how tweaks, like making additional payments or lowering the interest rate, can accelerate the payoff. Make a copy and start tracking today!

It’s really important to have a big picture of where your money is being spent. Use this spreadsheet to track your monthly expenses and calculate your savings rate. Bonus: It tracks it for the year and all the tabs are linked so you can view an end of year summary. Bonus x2: This is the same tool I use to track my spending/saving! Feel free to make a copy and make it your own.